贷款

贷款类型

联邦贷款

Federal Direct Subsidized Loan
This is a low-interest loan offered by the federal 政府ernment. Students must demonstrate financial need as determined by information provided on the FAFSA to be eligible. Interest does not accrue on this loan as long as the student is continuously enrolled at least half-time. Further information can be found at StudentAid.政府.

Federal Direct Unsubsidized Loan
This is a low-interest loan offered by the federal 政府ernment. Students do not need to demonstrate financial need to be eligible. The interest on this loan will begin to accrue once the loan funds are received by the College. Further information can be found at StudentAid.政府.

Federal Parent or Grad PLUS 贷款
Federal Parent or Grad PLUS 贷款 are available to credit-worthy parents of eligible dependent students or of graduate students. PLUS 贷款 are not based on financial need. Applications may be completed online at StudentAid.政府. Borrowers must begin repaying principal and interest within 60 days after the final loan disbursement of their annual period of enrollment. Further details may be obtained from the financial aid office.

其他贷款

United Methodist Student Loan
The United Methodist Church offers loans to students who attend a United Methodist College. This loan is not based on financial need. Applicants must be enrolled full-time and maintain at least a “C” average. Students may borrow a maximum of $5,000 per academic year. Applications may be completed on the General Board of Higher Education and Ministry’s website.

Student Access Loan (SAL) Program
The SAL is a need-based loan offered by the Georgia Student Finance Authority (GSFA). It is a 1% fixed-rate loan designed to assist undergraduate students who have a gap in meeting their educational costs. 请新葡京app GAfutures.org for more information and to submit an application.

Federal loan requirements

入学咨询
First-time federal loan borrowers must complete 入学咨询 before the College can receive any loan funds on the student’s behalf. 入学咨询 is an online tutorial that helps students understand the terms and conditions of their loan, as well as their rights and responsibilities. Students will learn what a loan is, 兴趣是如何产生的, their repayment options and how to avoid delinquency and default. 入学咨询 is completed online at StudentAid.政府.

Master Promissory Note (MPN)
First-time student borrowers must complete an MPN before the College can receive any loan funds on the student’s behalf. First-time parent borrowers must also complete an MPN before the College can receive any loan funds on the parent’s behalf. The MPN is a legal document in which the student and/or parent promise to repay the loan(s) they have received, as well as any accrued interest and fees. The MPN is completed online at StudentAid.政府.

出口咨询
Exit counseling must be completed when a student leaves the College or drops below half-time enrollment. 出口咨询 provides important information to help students understand their loan obligations and be prepared to repay their loan(s). Counseling is completed online at StudentAid.政府. Students will receive an email from the Office of Financial Assistance office notifying them it is time to complete 出口咨询, but it is the student’s responsibility to be sure the counseling is completed.

重要提示: Student transcripts will not be released and access to other services may be revoked until 出口咨询 is complete.